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The Credit Union has been offering consumer-friendly credit cards to our membership for over 20 years. It is comforting to know that however you use and manage your credit card, you are being treated fairly and openly by the Credit Union. Please take a moment to review your Visa credit card options listed below.
If you are not currently a member of the Credit Union, please visit any office to open your account. You may download your membership form here.
VISA Platinum
When you make a purchase -- or carry a balance -- with your RTN FCU VISA Platinum card, you benefit from the many features the card currently offers, including:
- Credit line up to $25,000
- A below-average annual percentage rate (APR) on purchases and competitive cash advance rate. (These are variable rates based on the month-end prime rate as listed in the Wall Street Journal.) View current rates.
- VISA Card members receive one (1) CURewards point for every purchase dollar charged
- 25 day grace period
- No annual fee - if you sign up for direct deposit (a $20 dollar savings) or belong to the Infinity Club.
- Free auto rental insurance
- Automatic VISA Warranty Manager protection — Your manufacturer's warranty is automatically doubled. There is simply no need to purchase the product protection many retailers will attempt to sell you on your new computer, digital camera, refrigerator or cell phone!
VISA Gold
Our VISA Gold offers the same great CURewards as the VISA Platinum credit card with a credit line up to $25,000 along with the 25 day grace period. In addition, the $20 annual fee is waived when you have direct deposit with the Credit Union or belong to the Infinity Club.
VISA® Classic
Our VISA Classic offers a credit line up to $10,000 along with the 25 day grace period. In addition, the $10 annual fee is waived when you have direct deposit with the Credit Union or belong to the Infinity Club.
To send in a VISA payment via regular mail:
VISA
P.O. Box 41769
Philadelphia, PA 19101-1769.
Special Credit Card Benefits
Earn CURewards points on every purchase you make!
The Credit Union rewards its members the full amount of points they have earned each month -- even if they pay their balances in full. Some card issuers promise to double your points if you leave a balance, but you are still paying interest on that unpaid balance-so are you really getting double points? Other Issuers even cut their points in half if you pay your balance in full.
View the CU Rewards that await you.
Visa Warranty
While many other credit card issuers have discontinued providing this valuable service, all RTN VISA Platinum and Gold card members continue to benefit from this valuable service!
Simply use your RTN VISA Platinum or Gold credit card to make your purchase...and the manufacturer's warranty is automatically doubled up to one additional year on eligible warranties of three years or less! No need to spend and extra $300 on an extended warranty for that new digital camera! It's covered! Visit www.visa.com for all the program rules. Be sure to save your receipts and statements in order to document any warranty claims you may file.
Verified by VISA
To send in a VISA payment via regular mail:
VISA
P.O. Box 41769
Philadelphia, PA 19101-1769.
Loan Protection
We provide life insurance at no cost on unsecured and credit card loans — to a maximum of $15,000 total — for members under 70 years of age. Life insurance is available at member's cost for secured loans. Disability insurance is available for all consumer loans at low member rates.
Member (Cardholder) Liability
Member (Cardholder) agrees to notify Issuer immediately upon the loss, theft, or unauthorized use of your credit card, in writing at:
Cardholder Services-Security Department
PSCU Service Centers Inc.
P.O. Box 31281
Tampa, FL 33631-3281
or call us at 1-800-449-7728
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| Apply 24/7 for your loan by calling our Loan Center at 1-866-564-9481. |
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