Our Dividend Checking account offers all the same great value as the Basic Checking but earns dividends — all for a low $5.00 monthly service fee that's much lower than the fee on other interest bearing checking accounts in Massachusetts.

So if you are inclined to leave a sizeable balance in your checking account in order to have ready cash, consider Dividend Checking to make your money work harder for you! No matter which of our checking account you use, you can increase its value and benefits by signing up for either our Performance Package or Infinity Club. 


In order to open a checking account with RTN Federal Credit Union, you must be a member and maintain the minimum $25 balance in the Main Share account.

By opening an RTN Federal Credit Union checking account, you acknowledge receipt of the terms and conditions of the following applicable to the account requested:

Truth in Savings Disclosure Statement for the Basic Checking account
Truth in Savings Disclosure Statement for the Dividend Checking account
Deposit Account Agreement 
Electronic Funds Transfers Disclosure and Agreement

Click here to view and download these disclosures.

Open a Massachusetts checking account  & Get your ATM / Visa Check Card Application today!


Click here to open an account under a Totten Trust, Revocable Trust, Irrevocable Trust or Uniform Transfer to Minors Act (UTMA) account ownership.

Available Overdraft Protection for RTN free and Dividend Checking Accounts too!


Reorder checks online! 
Reduce the delivery time for your next order of checks (provided you have previously ordered one or more orders of checks through the Credit Union). Click here to reorder your checks right now.


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