* Guaranteed Yields    * Attractive Rates      * Safe & Secure      * No Service Fees

Whether used for your annual contribution or a rollover of funds from an existing qualified plan, you will find peace of mind investing your hard earned dollars in one or more of the following types of IRAs at RTN Federal Credit Union: 

• Traditional – Offers a yearly tax deduction on yearly contributions for income-eligible wage earners (consult with your tax advisor for IRS qualifications)
• Roth – Features the advantage of tax-free withdrawals*
• SEP – Designed for small business owners or self-employed individuals for themselves and their employees
  Coverdell Savings – Helps parents save for their children’s higher education with tax-free and penalty-free withdrawals.

 
IRA Investment Options 

No matter what type of IRA plan you have established, RTN offers a variety of investment options such as:

• IRA Savings Account – Great for convenient payroll deduction contributions or as a safe harbor for your funds while you decide your options or anticipate taking distributions. No minimum balance; no long-term commitment or maturity dates. 
  
• Savings Certificates – Earn higher dividends on your IRA funds by locking in a guaranteed rate over a period of time you choose with our 3 to 60 month IRA certificates. Low $1,000 minimum deposit ($500 for Coverdell).
  
• Premium Certificates – Invest $50,000 or more and your certificate will earn a special premium rate.

Please Note: All RTN retirement accounts are federally insured by the National Credit Union Administration (NCUA) up to $250,000. Furthermore, funds over the amount insured by NCUA are insured in full by the Massachusetts Share Insurance Corporation (MSIC). 

Don’t delay saving for your secure future! Whether your current IRA has increased to more than $100,000 or if you are rolling a 401(k), 403(b) or other pension account, consider the many retirement account options at RTN FCU. 

Please call our IRA Department at 1-800-338-0221, ext. 9857 today!

*Federal regulations require substantial penalties for early withdrawal from IRA accounts. A substantial interest penalty may also apply to IRA Savings Certificates when funds are withdrawn before maturity. Additional qualifications, restrictions and conditions apply to all types of IRAs and IRA investment options outlined above.