Statement of Financial Condition	For period ending: 02/29/2008
Assets
Cash in Banks, On Hand   Cash in Banks, Interest Bearing   Certificates of Deposit   Federal Agency Securities (net of unrealized gains/losses)   Federal Funds, Money Market   Other Investments   Participation Loan   NCUSIF Deposit   Consumer Loans, net   Second Mortgages, HELOC   First Mortgage Loans   Credit Card Loans   Business Loans   Building, Furniture and Equipment   Accrued Interest   Sundry Assets	$2,829,975 84,426,555 43,980,000 152,120,544 -------   4,568,696 ------- 4,237,800 56,067,104 37,229,579 137,184,371 11,460,536 10,179,915 5,147,004 2,155,445 5,205,244
Total Assets	$556,789,769
Liabilities and Equity
Main Share Account Money Market Account IRA Certificate Accounts Certificate Accounts Money Market IRA Checking Accounts Club Accounts Mortgage Tax Escrow Notes Payable Sundry Liabilities Accrued Expenses Regular Reserves Retained Earnings Unrealized Gains/Losses Current Period Earnings Other Comprehensive Income	$123,527,652 34,782,975 65,563,455 177,371,287 11,197,012 46,256,000 2,546,464 915,939 22,100,000 613,522 1,535,053 10,306,961 61,608,392 (124,793) 46,979 (1,454,128)
Total Liabilities and Equity	$556,789,769
Book Value of Investments	$285,985,211
Market Value of Investments	$287,205,639
Allowance for Loan Loss	$1,695,606