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New! RTN AutoSMART Center
Research new or used vehicles, build one with the options you want, locate your vehicle at local participating dealers and review their pricing, get an instant loan pre-approval decision online or at the dealership. Your salesperson can process your RTN loan on the spot even when the Credit Union is closed. You'll love being able to drive off in your vehicle sooner than you thought.
Go to the AutoSMART center or get an instant pre-approval on your next vehicle now.
Massachusetts Car Loans and Recreational Vehicle Loans
 Qualified members can finance up to 100% of the selling price plus sales tax and filing fees with a great rate through the Credit Union with your new car loan or used car loan. The maximum amount of the loan is $100,000 with up to seven years to repay.
New Car, Truck and Sport Utility Vehicles
You'll always get a great Massachusetts car loan rate from us when you're buying a new vehicle! RTN Federal Credit Union knows that financing a new car, truck or SUV is a big decision, which is why we are with you every step of the way. The maximum amount of the loan is $65,000 with seven years to repay.
Used Cars and Trucks
A used car loan is the right choice for many budget-conscious families and anyone who is looking for reliability in a car, truck or SUV. Before you make your decision, be sure to check out Enterprise used car deals. View their inventory online or stop into one of their car lot locations in Manchester, Westwood or Woburn to view all their quality used vehicles.
Motorcycle Loans
100% financing and low MA motorcycle loan rates make a great choice for many! Depending upon whether the bike is new or used, the amount and the length of the loan vary (maximum of $50,000) — take up to 84 months — with a range of rates including the 0.50% discount for payroll deduction or automatic payment.
Apply for your new car loan, used car loan, or motorcycle loan 24 hours, 7 days a week via our Loan by Phone Center by calling 1-800-338-0221, Option 3; or apply online now.
Important Information When Taking a New or Used Car or Motorcycle Loan from us:
Dealer Sale (New/Used Car Loan)
Please provide us with your purchase and sale agreement from the dealership with the lien holder listed as:
RTN Federal Credit Union
600 Main St.
Waltham, MA 02452
Private Sale (Used Car Loans)
Please provide us with your agreement to sell form and a copy (front and back) of a clear title. If there is still a lien holder on the title please give us the name, address, phone number and account number of the financial institution holding the lien.
Before you pick up your loan check we will need proof of insurance. Please contact your insurance company and order an Insurance binder with the above information for RTN. Your insurance binder can be faxed to our loan department in:
Waltham, MA 781-736-9871
Tewksbury, MA 978-858-0749
Danvers, MA 978-535-8059.
Recreational Vehicle Loans
Cross country traveling couldn't be any easier with 100% financed recreational vehicle loan from RTN Federal Credit Union. Borrow up to $60,000 for a new RV with six years to repay or get a used RV for the same repayment term.
Boat Loans
Set sail with a six-year boat loan up to $60,000. Finance up to 100% of the purchase price with one of our MA boat loans.
Apply for your recreational vehicle loan 24 hours, 7 days a week via our Loan by Phone Center by calling 1-800-338-0221, Option 3; or apply online now.
Extended Warranty Program
Our Extended Warranty program for both new and used vehicles pays for the cost of parts and labor for any covered repair. You pay only the deductible amount you select. The plan also includes rental and towing reimbursement, roadside assistance and emergency travel expense. The plan is good at any licensed repair facility in the US and Canada. The plan is transferable, cancelable, convenient, flexible and hassle-free.
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| Apply 24/7 for your loan by calling our Loan by Phone Center at 1-800-338-0221, option 3 |
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