Whether your aim is to purchase a home, re-write an existing mortgage, or finance a home improvement our Credit Union has a mortgage program for you. You can tap the equity in your home to finance a major purchase, a college education or a remodeling project with a second mortgage or home equity loan at the Credit Union. Interest payments on your mortgage loan may also be tax deductible (within qualifying IRS regulations and guidelines; check with your tax advisor). This tax savings aspect may play a key role in determining your best financing alternative for a variety of needs. All mortgages at the Credit Union have no loan principal prepayment penalties. You may apply for any mortgage loan immediately upon becoming a member. Compare our rates and terms. We feel you'll be pleased. RTN Federal Credit Union‘s home loan programs are varied and flexible. Consider an RTN product that will fit your needs best: Fixed, Blended and Variable Rate First Mortgages 5% Down for purchases  Below market rate HELPER program First-Time Homebuyer Mortgage  Free Mortgage Pre-Approval Online mortgage application Jumbo Loans Home Equity & Home Improvement Loans RTN Real Estate Services with an option for a cash back rebate when buying/selling a home    We do business in accordance with the S.A.F.E. Act and are registered with the NMLS (Nationwide Mortgage Licensing System & Registry).  Learn more about NMLS and verify our registration.