RTN Federal Credit Union
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Consumer Loans printable version


Unsecured
Personal loans from $750 to $20,000 are available at a variety of rates and repayment terms, spanning terms of one to six years.

When making a major purchase, consider borrowing against your Share Savings balance instead of depleting these funds — and reducing your investment funds. This variable rate is only 3.00% above the Main Saving account's nominal rate.
 
 
Available Overdraft Protection for RTN Checking Accounts
Overdraft protection is available for both Basic and Dividend Checking accounts. 
  • Protects you in the event checks presented for payment exceed the available balance in your account. 
  • guards against checks being returned after available funds in the Main Savings account have already been fully transferred to cover the checks presented.
Depending upon the credit limit previously established, a loan — in increments of $10.00 to a maximum of $5,000.00 is advanced to cover the overdraft.  This loan carries a minimum monthly repayment of $50.00 (or in full if balance is less than $50.00), due on the 30th day of the month.  All loan activity is detailed on your monthly statement. 
 
Vacation and Holiday
Take a Vacation or Holiday loan up to $2,500 at highly competitive annual percentage rates to ease the financial burden of these festive occasions.
 


If this is your first loan application or you have not taken a loan prior to April 2002, please download complete and return the following documents:

LoanLiner Application — This form can be completed on-screen and then printed for signature or simply printed first and completed and signed. Indicate the length of the loan in months next to the amount requested. 

LoanLiner Credit Insurance Agreement
Loanliner Credit Security Agreement

In addition, please download, review and retain the following for your records:
LoanLiner Credit/Security Agreement Borrower Copy
LoanLiner Addendum 

If you have any additional questions, please contact any office or contact any Member Services at
general@rtn.org or
by calling 1-800-338-0221.

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Apply 24/7 for your loan by calling our Loan Center at 1-866-564-9481.

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