Mortgage Loan Originator

RTN Federal Credit Union is seeking an experienced Mortgage Loan Originator whose primary area of focus will be working with referrals from RTN Realty Advisors and RTN Financial and Retirement Group. This is a great opportunity for a customer service-oriented, self-motivated individual who has two years of mortgage origination and one or more years of related lending experience. We are seeking a friendly, outgoing candidate with excellent communication skills who is adept at networking to maximize contact with our existing and potential customers.

Duties include but are not limited to:

  • Working with RTN Realty Advisors and RTN Financial and Retirement Group referrals
  • Counselling prospects on loan programs and pricing using a thorough knowledge of key lending concepts such ad debt-to-income ratios, Loan-to-Value percentages, credit scoring, and other underwriting criteria
  • Taking loan applications and gathering all necessary documentation in order to process mortgage loans
  • Ensuring that RTN delivers on its commitments by keeping customers updated on all loans from application through funding the loan
  • Participating in community-related events and sponsorships to advance the Credit Union’s initiatives; maintaining personal networks; and participating in professional organizations to continuously update job knowledge
  • Cultivating new real estate lending opportunities that can be developed into strategic relationships
  • Interviewing customers, analyzing their current financial position to determine appropriate mortgage products and consulting with them on alternatives to the original loan application when necessary
  • Communicating credit decisions and negotiating specific terms and conditions for loans within parameters, as defined by policy and credit decisions
  • Accommodating customers’ needs by meeting with them at their convenience, which may be outside of the Credit Union’s regular place of business and hours of operation, and potentially meeting them at branch locations
  • Understanding and maintaining a broad level of knowledge about real estate and other Credit Union products and services to assist in relationship-building initiatives; as well as keeping informed about loan policy, required documentation, and regulatory requirements
  • Preparing weekly pipeline status report for the Chief Lending Officer and other reports as needed


  • Minimum of a Bachelor’s degree
  • Minimum 2 years of mortgage origination experience and one or more years related lending experience
  • Excellent verbal and written communication skills
  • Strong organizational skills with a high level of attention to detail
  • Self-motivated, assertive and able to effectively manage multiple simultaneous duties
  • Proficiency in Microsoft Office
  • Ability to work beyond branch hours inclusive of nights and weekends as needed
  • Knowledge of a second language is a plus. (Spanish is preferred.)