Important Account Information

Welcome once again to the Credit Union!  As an RTN member, you can take advantage of a wide range of products and services along with many convenient ways to access your account.  Here is some important information about your new membership.

ATM Access
You may continue to use your W-G ATM or Debit MasterCard until you receive your new RTN ATM or Visa Debit card. Please start using your new RTN card as soon as you receive it. Your W-G ATM or Debit MasterCard will stop working in early May.

Deposits
You can make deposits at SUM ATMs that participate in the NYCE Shared Deposit and MoneyPass Deposit Taking programs.

Surcharge-Free Transactions
In addition to surcharge-free withdrawals at ATMs in the MoneyPass network, members now have access to two additional surcharge-free ATM networks.

Allpoint Network
Effective January 7, 2016, all transactions conducted at 55,000 Allpoint Network ATMs are surcharge-free. Participating ATMs are found at many CVS, Dunkin Donuts, Shaw’s and Walgreens stores to name just a few locations. Go to AllpointNetwork.com to find an Allpoint ATM near you to conduct your cash withdrawal, balance inquiry and/or account transfer. Please note: depending upon your account relationship with us, RTN transaction fees may apply.

SUM Network
Effective March 1, you have surcharge-free access to your account through the hundreds of ATMs participating in the SUM network. SUM ATMs are found at select credit unions and banks. Go to sum-atm.com to search for SUM ATM locations. Please note: depending upon your account relationship with us, RTN transaction fees may apply.

Club Accounts
Deposits of any amount to Holiday and/or Vacation Club Accounts may be initiated or stopped at any time. All funds in your Vacation Club are automatically transferred to your Main Share account in June. All funds in your Holiday Club are automatically transferred to your Main Share account in mid-October. Withdrawals at other times are subject to an early withdrawal fee.

CO-OP Shared Branch Network
In addition to RTN’s 19 branches, you have access to the CO-OP shared branch network of participating credit union branches nationwide. Shared branch access allows you to deposit cash or checks, withdraw funds and/or make a loan payment to your RTN account with a teller at participating credit unions — all free of charge. There are more than 60 shared branch locations in Massachusetts and 5,000 locations nationwide. Find a branch near you at CO-OPCreditUnions.org or call 888-287-9475.

To access your RTN account at a shared branch location, all you need is a valid government-issued photo ID and your RTN member number.

Credit Cards
You may continue to use your MasterCard credit card until you receive your new RTN Visa credit card in June. Upon receipt, please use your RTN Visa credit card and discontinue using your W-G MasterCard. Please be sure to notify all third parties posting electronic charges to your credit card of the new account number.
Login to your MasterCard EZCard now.

Debit and ATM Cards
You can continue to use your Debit MasterCard or ATM card until you receive your new RTN card in April.  Upon receipt, please use your RTN card and discontinue using your W-G card. Please be sure to notify all third parties posting electronic charges to your card of the new account number. Your W-G Debit MasterCard or ATM card will cease working by May 15, 2016.