Save Smart With High Yield Savings Certificates from RTN

Share Savings Certificate Special
1.85% APY on a 37-month certificate*

RTN Share Savings Certificates are a safe and secure way to save your money for a rainy day, or perhaps a special occasion that may be coming up. We offer competitive rates with a minimum deposit of $1,000.

You can open high yield savings certificates at terms from three months to 60 months (five years).  The longer the term of the Savings Certificate, the higher rate of interest you’ll earn. Premium rates are paid on investments of $50,000 or more. Dividends are paid and compounded monthly.

Your RTN Savings Certificate funds are federally insured by the National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000 per account by ownership type. Account balances in excess of the amounts insured by NCUA are insured in full by the  Massachusetts Share Insurance Corporation (MSIC).

Download the Savings Certificate form, or complete this fillable form, and bring it to an RTN branch.

Not a member? Join RTN today!
Already a member? Open your savings certificate account.

*Share Savings Certificate 37-Month Special is a limited time promotional offer and is subject to change or be withdrawn at any time. Go to the Rates Page for important disclosure information.


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Fee Money or Free Money? Claiming Unclaimed Assets

A distant relative you’ve never met dies, leaving behind a tidy sum of money that you stand to inherit. It’s the kind of unexpected bolt of good luck that opens a Victorian novel or graces a Community Chest card in Monopoly, but it happened to Joplin, Mo., resident Gabe and his family.

Unfortunately, the family quickly learned that in the competitive—and often confusing—multibillion dollar industry of unclaimed money and assets, what you’re potentially owed and what you get can be wildly different.

Gabe’s family didn’t learn his mother’s distant aunt had died until nearly three years after her death. Of the aunt’s $250,000 estate, she left $100,000 to a university. For the remaining $150,000, there was no clear heir. The probate court hired an Ohio law firm to administer the estate and find the closest living relative.

Gabe found the aunt’s probate records online and contacted the law firm. Based on some research, he believed his mother and her two sisters were the closest heirs, but after some back and forth with the law firm, he discovered it didn’t matter. The fees associated with the long search and administering the estate had drained her assets to nearly zero.

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