Start a Checking Account With RTN Today!
In today’s technologically advanced society, almost everything is done online. Your bank account should not be any different. Experience the ease of use and discounts we offer when you start a checking account with us.
Whatever you need in a checking account, you’ll find it at RTN. All RTN Checking Accounts feature:
- No minimum balance
- Free VISA Debit card transactions for purchases
- No limit on the number of checks you write each month
- Never a charge at RTN ATMs
- Access to surcharge-free ATMs in the SUM, Allpoint, and MoneyPass networks.
- Ability to make deposits at participating ATMs through the NYCE shared deposit ATM network
- Free Online Banking/Bill Pay with check viewing
- More than 5,000 shared branch locations via the Co-Op network
Direct Deposit or Payroll Deduction
Having your paycheck, Social Security check or other payments directly deposited into your RTN account can save you time, gas and money. And with direct deposit or payroll deduction you don’t have to worry about lost or stolen checks either since your deposits are made electronically.
RTN Routing Number:
If you need help setting up direct deposit or payroll deduction, just give our Member Services call at 800-338-0221, option 1 or visit an RTN branch.
Types of Checking Accounts
If you tend to have a sizable balance in your checking account, put your money to work for you by earning dividends on a Dividend Checking Account with a low monthly fee of $5. (See Dividend Checking disclosure)
Enjoy earning dividends on our eChecking Plus* account without a monthly fee or minimum balance requirement. Just have direct deposit, enrollment in eDocuments and conduct five transactions per month. Add on our Performance Package option and receive five free ATM transaction fees waived too. (*See eChecking Plus disclosure)
Stars and Stripes Checking:
In recognition of the sacrifices made by members of the U.S. Armed Forces, we offer a special Stars and Stripes Checking Account for those who are on full-time, active military duty. Special features include no monthly fee and never a fee to use any ATM. (See Stars and Stripes Checking disclosure)
Class Act Checking
Class Act Checking is available for members ages 24 and younger. Special features include no monthly fee, no monthly balance, no ATM fees and reimbursement of ATM surcharges (up to $10 per month). Plus you will receive a $10 gift card to either Dave and Busters or Starbucks when you open a Class Act checking account. Members need to enroll in Online Banking and eStatement. (See Class Act Checking disclosure).
Get More with our Performance Package
For even more benefits, you can sign up for a Performance Package, available with all RTN Checking Accounts. Simply have your payroll, Social Security, or other retirement benefits directly deposited into your RTN account and maintain an active RTN Checking Account to get:
- Five RTN fee-free ATM transactions from your RTN Checking Account at any non-RTN ATM
- Discount on many consumer loans
If you’re ready to experience the great benefits of starting a checking account, call RTN Federal Credit Union today.