Save Smart with a Credit Union Savings Account
A healthy savings account is the bedrock of financial stability. There’s no better way to stay financially prepared than to stick to an intelligent savings plan. RTN offers some of the best credit union savings account rates with exceptional service to match.
Whether you are building an emergency fund to cover unexpected expenses, or saving for a long-term goal like retirement, RTN has a savings plan you need to help you stay on the right financial path.
Credit Union Savings Accounts at RTN
Once you open your RTN Main Share Account with a minimum deposit of $25, you’ll have even more savings options to choose from:
If you’re saving for a home, we have a special Home Buyer Savings Account that can help you save for the home of your dreams.
RTN Savings Accounts are safe and secure. They’re federally insured by National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000 per account by ownership type. Account balances in excess of the amounts insured by NCUA are insured in full by the Massachusetts Share Insurance Corporation (MSIC)
Saving the Smart Way – Tips from Around the Web
Practical Ways to Save Money
When you’re on a mission to save money it might seem that it will take forever for savings to grow. Saving money often starts with changing “spending” habits. You are already motivated and you have goals, so that is a terrific first step. Here are some ideas that can help:
Get cooperation from family
Controlling spending starts with you but, if you have a spouse or children, it’s essential to have buy-in from family members to make it work. Talk with your partner first, then involve your kids in age-appropriate ways.
Discuss money management as a couple—get organized, put goals and details in writing, and schedule a money management meeting. Also:
- Develop a spending plan together.
- Agree who will take responsibility for what.
- Learn more about your finances. Honesty is key. Know details so you know what you’re dealing with.
- Set SMART goals: specific, measurable, attainable, results-oriented, and have set time periods.