Class Act Checking

RTN’s Class Act Checking Account is designed for young people on the go. Available for members 24 and under, Class Act Checking includes no fees, no monthly balance and:

  • Free VISA Debit card
  • No ATM fees
  • Free checks
  • ATM surcharges reimbursed up to $10 per month
  • Never a surcharge at more than 55,000 ATMs nationwide (Allpoint and SUM networks)
  • Free Mobile and Online Banking with Bill Pay and remote check deposit (DeposZip*)
  • Popmoney that lets you send and receive money to and from other people

You also may receive special deals and offers just by being an RTN member through LoveMyCreditUnion.

Plus, you’ll receive a $10 gift card to Starbucks just by opening a Class Act Checking account.

Not a member? Join RTN today!

Already a member? Open your Class Act Checking Account.

There are no monthly fees and no minimum balance required. Members must enroll in RTN Online Banking and eStatements to be eligible. $25 minimum deposit in the Main Share account required to create your RTN membership and open the Class Act checking account. Individuals under age 18 need a cosigner of legal age on the account. VISA Debit card limits include $500 ATM/$500 Point of Sale online and $50 ATM/$100 Point of Sale offline. *DeposZip limits include $200 per check item; $600 per day and request enrollment from either online banking or our mobile app.

Cents-ible Savers Club

Our Cents-ible Savers Club is designed to help elementary school aged kids develop smart financial habits early in life. Kids can watch their money grow and learn at an early age how to save. Each student participating in the Club needs an adult aged 18 or older to be co-owner on the account.

Savings Accounts

Kids of any age can open an RTN Savings Account. In fact, establishing saving habits while young is a great way for a child to learn about finances. Those under 18 needs an adult aged 18 or older to be co-owner on the account.


Cooperative Credit Union Association College Scholarship Contest

Each year RTN participates in the Cooperative Credit Union Association (CCUA) Scholarship Contest where students have the chance to win a $1,5000 college scholarship. The Credit Union sponsors students who are Credit Union members or their dependents and submits their entries to the CCUA for judging.

The contest is open to high school seniors who will be enrolled in an undergraduate degree program during the 2023-2024 academic year.

Applicants are asked to submit a typewritten essay describing “what career do you wish to pursue when you complete your education and why.” They also must submit applications, including a list of extracurricular/community and volunteer activities and academic transcripts. All entries must be received at RTN by Friday, April 7, 2023.

Download an application here.

Send application, essay and transcripts to:
RTN Federal Credit Union
Attn: Marketing Department
365 Boylston Street
Brookline, MA 02445

For more information, call 617-278-5620 or email

2023 James A. Burley, Jr. College Scholarship Contest

College students seeking scholarship money have until May 26, 2023 to submit their entries to the annual James A. Burley, Jr. Scholarship Contest.

Named after former chairman and director James A. Burley, Jr., who served the Credit Union for more than three decades, the contest awards three scholarships to students who are RTN members or their dependents as of April 1, 2023, and will be enrolled in a full-time undergraduate or post high school technical college in the fall of 2023.

The prizes include:

First place: $5,000
Second place: $3,000
Third place: $2,000
Applicants must complete an entry form and write an essay on the following theme:

“What’s the best piece of advice you’ve ever received and how did you apply it to your life?”

Essays should be double-spaced, typewritten on an 8 1/2″ by 11″ page with a strict length of from 150 to 250 words.

Entries must be submitted via email as pdf attachments to on or before May 26, 2023 by 4 pm. Entries sent by any other methods will be disqualified.

Download the 2023 Burley Scholarship Essay Contest rules and application form here.