Young Adults/Students

Class Act Checking

RTN’s Class Act Checking Account is designed for young people on the go. Available for members 24 and under, Class Act Checking includes no fees, no monthly balance and:

  • Free VISA Debit card
  • No ATM fees
  • Free checks
  • ATM surcharges reimbursed up to $10 per month
  • Never a surcharge at more than 55,000 ATMs nationwide (Allpoint and SUM networks)
  • Free Mobile and Online Banking with Bill Pay and remote check deposit (DeposZip*)
  • Popmoney that lets you send and receive money to and from other people

You also may receive special offers on Sprint mobile phone service just by being an RTN member with Everyday Specials.

Plus, you’ll receive a $10 gift card to Starbucks just by opening a Class Act Checking account.

Not a member? Join RTN today!

Already a member? Open your Class Act Checking Account.

There are no monthly fees and no minimum balance required. Members must enroll in RTN Online Banking and eStatements to be eligible. $25 minimum deposit in the Main Share account required to create your RTN membership and open the Class Act checking account. Individuals under age 18 need a cosigner of legal age on the account. VISA Debit card limits include $500 ATM/$500 Point of Sale online and $50 ATM/$100 Point of Sale offline. *DeposZip limits include $200 per check item; $600 per day and request enrollment from either online banking or our mobile app. 

James A. Burley, Jr. College Scholarship

Each year, we award a total of $10,000 in scholarship money through the James A. Burley, Jr. Scholarship Contest. This contest honors James A. Burley, Jr., RTN’s former chairman and director, who served the Credit Union for over three decades.

The prize for first place is $5,000; the second place winner receives $3,000; and $2,000 is the prize for third place.

The contest is open to full-time college students who are RTN members in good standing or are dependents of members who are in good standing.

Congratulations to the 2019 Burley Scholarship winners!

  • First Place: Camilla Ora, Dorchester, MA
  • Second Place: Molly Karas, Kingston, NH
  • Third Place: Elizabeth Jones, Ayer, MA

Cents-ible Savers Club

Our Cents-ible Savers Club is designed to help elementary school aged kids develop smart financial habits early in life. On a monthly basis, an RTN representative will visit a school that participates in the Cents-ible Savers Club and collect deposits from our young Credit Union members. Kids can watch their money grow and learn early how to save.

The Cents-ible Savers Club currently is available at the Northeast, Our Lady’s Academy and the Plympton elementary schools in the City of Waltham. Each student participating in the Club needs an adult aged 18 or older to be co-owner on the account.

Savings Accounts

Kids of any age can open an RTN Savings Account. In fact, establishing saving habits while young is a great way for a child to learn about finances. Those under 18 needs an adult aged 18 or older to be co-owner on the account.