Young Adults/Students

Class Act Checking

RTN’s Class Act Checking Account is designed for young people on the go. Available for members 24 and under, Class Act Checking includes no fees, no monthly balance and:

  • Free VISA Debit card
  • No ATM fees
  • Free checks
  • ATM surcharges reimbursed up to $10 per month
  • Never a surcharge at more than 55,000 ATMs nationwide (Allpoint and SUM networks)
  • Free Mobile and Online Banking with Bill Pay and remote check deposit (DeposZip)
  • Popmoney  that lets you send and receive money to and from other people

You also receive a discount on Sprint mobile phone service and deals on dozens of online retailers including Staples, Macy’s and Target just by being an RTN member with Everyday Specials.

Plus, you’ll receive a $10 gift card to either Dave and Busters or Starbucks just by opening a Class Act Checking account.

Not a member? Join RTN today!

Already a member? Open your Class Act Checking Account.

There are no monthly fees and no minimum balance required. Members must enroll in RTN Online Banking and eStatements to be eligible. $25 minimum deposit in the Main Share account required to create your RTN membership and open the Class Act checking account. Individuals under age 18 need a cosigner of legal age on the account. DeposZip is available for members with no credit score or score equal to or higher than 600. Limits include $250 per item; $1,000 per day; $5,000 rolling 30 days. VISA Debit card limits include $500 ATM/$500 Point of Sale online and $50 ATM/$100 Point of Sale offline. 

James A. Burley, Jr. College Scholarship

Each year, we award a total of $10,000 in scholarship money through the James A. Burley, Jr. Scholarship Contest. This contest honors James A. Burley, Jr., RTN’s former chairman and director, who served the Credit Union for over three decades.

We are now accepting entries for the 2019 James A. Burley, Jr. Scholarship Contest.  Prizes include:
◆ First place–$5,000
◆ Second place–$3,000
◆ Third place–$2,000

Students must complete an application and write an essay. The contest is open to full-time college students who are RTN members or are dependents of members in good standing
as of April 1, 2019. Entries must be received by external mail service only, including the US Postal Service, Federal Express or UPS. Those sent by any other method will be disqualified. All entries must be received at the Waltham branch (not just postmarked) by 4 pm on Friday, May 24, 2019.

Download the 2019 Burley Scholarship Contest rules and application.

Cents-ible Savers Club

Our Cents-ible Savers Club is designed to help elementary school aged kids develop smart financial habits early in life. On a monthly basis, an RTN representative will visit a school that participates in the Cents-ible Savers Club and collect deposits from our young Credit Union members. Kids can watch their money grow and learn early how to save.

The Cents-ible Savers Club currently is available at the Northeast, Our Lady’s Academy and the Plympton elementary schools in the City of Waltham. Each student participating in the Club needs an adult aged 18 or older to be co-owner on the account.

Savings Accounts

Kids of any age can open an RTN Savings Account. In fact, establishing saving habits while young is a great way for a child to learn about finances. Those under 18 needs an adult aged 18 or older to be co-owner on the account.