Class Act Checking

RTN’s Class Act Checking Account is designed for young people on the go. Available for members 24 and under, Class Act Checking includes no fees, no monthly balance and:

  • Free VISA Debit card
  • No ATM fees
  • Free checks
  • ATM surcharges reimbursed up to $10 per month
  • Never a surcharge at more than 55,000 ATMs nationwide (Allpoint and SUM networks)
  • Free Mobile and Online Banking with Bill Pay and remote check deposit (DeposZip*)
  • Popmoney that lets you send and receive money to and from other people

You also may receive special deals and offers just by being an RTN member through LoveMyCreditUnion.

Plus, you’ll receive a $10 gift card to Starbucks just by opening a Class Act Checking account.

Not a member? Join RTN today!

Already a member? Open your Class Act Checking Account.

There are no monthly fees and no minimum balance required. Members must enroll in RTN Online Banking and eStatements to be eligible. $25 minimum deposit in the Main Share account required to create your RTN membership and open the Class Act checking account. Individuals under age 18 need a cosigner of legal age on the account. VISA Debit card limits include $500 ATM/$500 Point of Sale online and $50 ATM/$100 Point of Sale offline. *DeposZip limits include $200 per check item; $600 per day and request enrollment from either online banking or our mobile app.

Cents-ible Savers Club

Our Cents-ible Savers Club is designed to help elementary school aged kids develop smart financial habits early in life. Kids can watch their money grow and learn at an early age how to save. Each student participating in the Club needs an adult aged 18 or older to be co-owner on the account.

Savings Accounts

Kids of any age can open an RTN Savings Account. In fact, establishing saving habits while young is a great way for a child to learn about finances. Those under 18 needs an adult aged 18 or older to be co-owner on the account.

Seventh and Eighth Grade Essay Contest

If your seventh or eighth grader likes to write, they could win $500 just by putting pen to paper. Through RTN’s participation in the Cooperative Credit Union Association’s essay contest, kids who are dependents of RTN members in good standing can enter the contest and the chance to win money!

Students are asked to write by hand an essay, no more than 250 words, on the following:

“Your community, your country and the entire world continues to battle the effects of the Covid-19 virus pandemic.  Everyone has experienced changes in how we work, how we learn, how we socialize and credit unions have worked hard to continue to serve their members’ varied financial needs under very challenging circumstances – remote workers, sick or caregiving staff, Covid-19 restrictions such as masks, social distancing and protective barriers, etc.  Please share the three biggest Covid-19 impacts in your own life and how you have challenged yourself to overcome them.”

The contest is open only to students currently in seventh and eighth grades who are Massachusetts residents and attend a school in Massachusetts.  Only one essay per child will be accepted.

One first-prize winner will receive $500; seven finalists will receive $250 each and ten honorable mention winners will receive $50 a piece. Download the contest rules and an essay form here. All essays must be received at RTN by Friday, January 21, 2022.  They can be mailed or dropped off at:

RTN Federal Credit Union Marketing Department
365 Boylston Street
Brookline, MA  02445

Make sure you write “Essay Contest” on the envelope. For more information, contact pkerwin@rtn.org or call 617-278-5620.

James A. Burley, Jr. College Scholarship

Each year, we award a total of $10,000 in scholarship money through the James A. Burley, Jr. Scholarship Contest. This contest honors James A. Burley, Jr., RTN’s former chairman and director, who served the Credit Union for over three decades.

We are proud to announce the 2021 James A. Burley, Jr. College Scholarship winners! The first-place prize of $5,000 went to Lily Shaughnessy, who is a student at Quinnipiac University (and a 2020 winner!); Julia Terra-Salomão, a Brown University student, received the second-place prize of $3,000; and Kimberly-Ann Lang, who will attend Worcester State University, earned the third-place prize of $2,000.

Winners are selected based on a theme-based essay. This year’s topic was “Describe how COVID-19 has impacted your education and social life.”

Thank you to everyone who participated in the contest. We wish all our applicants well in their academic careers.