Money Management Resources

RTN has partnerships with two non-profit credit counseling agencies that offer resources for members who are facing increased financial stress due to COVID-19.

Both agencies work with individuals to develop an action plan for improving their budget and credit situation. Counselors from each will take the time to review options that are available based on the clients’ situation and make a recommendation as to what they feel would be the best option.

Both agencies have programs called Debt Management Plans, which are repayment plans where the agency works as an intermediary between the client and their creditors to negotiate full repayment at better terms over time. There may be fees associated with the DMP program, but there are none for the counseling and reviewing options.

Since in-person appointments are not possible during the pandemic, both agencies offer phone appointments whenever convenient for the clients.

COVID-19 resources information can be found here: