Mortgages

Rates Points APR Cost per $1,000
Fixed Rates
30 years
4.875% 1 5.002% $ 5.29
4.990% 0 5.029% $ 5.36
15 years
4.375% 1 4.589% $ 7.59
4.500% 0 4.564% $ 7.65
Adjustable Rates
5/1 (Rate is fixed for the first five years, then adjusts annually)
3.500% 1 4 .717% $ 4.49
3.625% 0 4.679% $ 4.56
7/1 (Rate is fixed for the first seven years, then adjusts annually )
3.750% 1 4.638% $ 4.63
3.875% 0 4.613% $ 4.70
3/3 (Rate is fixed for three years, then adjusts every three years thereafter)
3.375% 1 5.150% $ 4.42
3.500% 0 5.117% $ 4.49

APR=Annual Percentage Rate