A Free Benefit for Your Employees

As a benefit of membership, the RTN Federal Credit Union offers free financial education seminars to employees of our sponsor groups. Seminars are held at the workplace, often during the noon hour, so employees can lunch and learn.

To schedule a seminar or for more information, contact the RTN Business Development department at FinancialEducation@rtn.org or 781-736-9900, extension 19945.

General Financial Education Seminars

Estate Planning
You will be introduced to a fundamental overview of estate planning concepts and strategies
including wills, trusts, probate and gifting.

Managing Income and Expenses
Participants will learn the importance of creating and using a budget as the
foundation for saving money.

Keeping Debt Under Control
This workshop examines some of the typical reasons why individuals may find
themselves burdened with debt, how to identify the warning signs of overwhelming debt and explores options to reduce and eliminate debt.

Identity Theft
.Participants will learn the most common and current methods used by scammers and the ways you can protect yourself from this fast growing crime.

Understanding Credit
We review the use of credit, how credit reports link to credit scores and the best strategies to
improve your credit.

Basics of Money Management (can be adapted for students)
We discuss ways to build money management skills and explore money related topics and attitudes. Areas of discussion include receiving a first paycheck, budgeting and financing, making smart choices and saving for the future.

Home Buying Seminars

All who attend a home buying seminars and take a mortgage with RTN will receive a $250 closing cost credit.

First-Time Home Buyers Seminar (two hours)
Those thinking about buying their first home will find out the steps needed to achieve home ownership, including how to find a first home, why good credit is important for financing
and what types of first time home buyer mortgages and programs are available.

Home Buying and Selling
Learn all about buying or selling a home, why good credit is important for financing, and
what types of mortgages are available, including first time home buyer packages.

Financial Planning and Investing Seminars

Presented by the RTN Financial & Retirement Group*

Planning for a Successful Retirement
We will review how to plan for your retirement, steps you should take to estimate the amount of money you’ll need and how you can supplement fixed income sources with your retirement savings.

Social Security and Your Retirement
You will learn the “rules of the road” for receiving
Social Security benefits, the future of Social Security and the challenges of setting up a
retirement income stream.

Understanding Medicare
We will discuss Medicare’s latest rules and regulations, the types of plans available and the role Medicare plays in your future.

Understanding IRAs
Discover how to best utilize your IRA, the difference between Roth and Traditional IRAs and how to avoid pitfalls that may cut away at your savings.

Women and Investing
Women tend to live longer and earn less than men, so it’s important that they develop the right investment plan that covers their future financial needs. This seminar focuses on the key investing principles every woman should know.

Financial Planning Basics
This workshop examines central concepts of financial planning including budgeting, goal setting, credit utilization and general investing concepts.

Investment Basics
Participants will learn essential basics of investing including risk tolerance, time horizon and asset allocation.

*RTN Financial & Retirement Group Advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA /SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR 2906274.1 0120 0222